Security & FDIC

Integrity®

The SmartyPig application has been successfully ethically hacked and our infrastructure scanned by Integrity. Integrity is a trusted and experienced IT Risk Management, Information Security and Compliance consulting firm specializing in IT auditing, risk analysis, penetration testing, policy development and digital forensics.

DigiCert®

SmartyPig.com utilizes the most trusted and secure option for SSL, DigiCert® True 128-bit Extended Validation SSL. This provides the strongest encryption available.

McAfee® SECURE

McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

SmartyPig.com is tested and certified daily to pass the McAfee® SECURE Security Scan. McAfee® SECURE is the world‘s leading provider of website security services and probes SmartyPig.com daily for known vulnerabilities. To help address concerns about possible hacker access to your confidential data, and the safety of visiting this site, the "live" McAfee® SECURE mark appears only when this site passes the daily McAfee® SECURE tests.

Trustwave®

Trusted Commerce

Trustwave is a leading provider of Secure Sockets Layer (SSL) certificates and Payment Card Industry (PCI) compliance to organizations worldwide. SmartyPig has been certified by Trustwave for adherence to PCI security guidelines and has been qualified by Trustwave for their Trusted Commerce program.

FDIC

Your SmartyPig account is a separate account held in your name at BBVA Compass, an FDIC insured bank. FDIC insurance covers an individual account holder for up to the maximum amount allowed by law in accounts held at BBVA Compass. For more information about BBVA Compass, please visit http://www.bbvacompass.com.

Secure Account Set-Up

When you log on to create a SmartyPig account, we ask you to create a username, password, pass phrase and select a security image. This information is encrypted during transmission and will remain a secret as long as you do not disclose it. We strongly recommend that you do not use your Social Security Number as your username or password.

Secure Account Log-In

To securely log on to your SmartyPig account, you are asked to provide your username, you are shown your security image and pass phrase, and then asked to confirm your password. For your protection, ALWAYS make sure your security image and pass phrase are displayed correctly before confirming your password. If you suspect fraud, please contact us immediately at 877-751-6884 .

Timed log-off

SmartyPig’s system will automatically log you off after 15 minutes of inactivity. This reduces the risk of others accessing your information from your unattended computer.

Firewall

SmartyPig’s computer systems are protected 24 hours a day by a powerful, state-of-the-art firewall that blocks unauthorized entry. In order to gain access to authorized information, the Web browser you are using must know the proper protocol, or language; and even then only select information is available.

Encryption

From the moment account information leaves your computer to the time it enters SmartyPig’s system all online access is encrypted. SmartyPig employs some of the strongest forms of encryption commercially available for use on the Web today. During any transaction, our 128-bit encryption turns your information into a coded sequence with billions of possible variations, making it nearly impossible for unwanted intruders to decipher. Additionally, private information collected to verify your identity is stored in an encrypted fashion in our database. SmartyPig’s computers possess the proper formulas to turn this code back into meaningful information and complete your transaction. Look for a “closed lock” icon in your browser to confirm if encryption is being used on any Web page you are viewing. Any Web address beginning with “https://...” indicates the page you are viewing uses encryption. The “s” stands for “secured.”

DigiCert® Extended Validation SSL

The SmartyPig site is secured with DigiCert® Extended Validation SSL, , the highest standard for Web site authentication. EV SSL signifies that our organization has passed a rigorous identity authentication process. In high-security browsers, an EV SSL Certificate triggers the browser address bar to turn green, display https://, and show the name of the organization that owns this Web site, as well as DigiCert, the certificate authority that verified the owner’s identity using a rigorous authentication process. When your address bar turns green, be sure to make sure that the owner of this Web site is the organization you intended to visit.

Constant Surveillance

SmartyPig’s security team maintains and monitors all security systems 24/7 to make sure that your accounts are safe and secure.

Technology Updates

In order to confront constantly evolving online threats, SmartyPig is committed to keeping up with and utilizing the latest technology to ensure your account security.

Browser Support

SmartyPig supports the latest versions of Internet Explorer, Firefox, Opera, Safari, and Chrome. For your protection, SmartyPig does not support beta versions of browsers. Under normal circumstances, SmartyPig will support the final version of a browser shortly after the release date. SmartyPig regularly monitors and tests browsers to ensure the highest security standards for our users. Having JavaScript enabled is a requirement to use the SmartyPig site.